Guaranteed Asset Protection (GAP)

Protection for your ride and wallet. Red car iconMoney bag icon

If your vehicle is considered a total loss due to unrecovered theft, collision, or fire, insurance typically only covers its current value, not what you still owe on your loan. GAP covers this difference, ensuring you won't be stuck making payments on a car you no longer have. It's simple financial protection for life's unexpected moments.

You'll be happy you have it

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Covers the “gap”

If your car is a total loss, you won’t be left with thousands in debt.

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Pairs with auto insurance

Works together with collision and comprehensive auto insurance.

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Easy to file claims

Makes it seamless and affordable to replace your totaled car.

Only $1,049—as low as $15/mo1 financed

Protect your finances from an unexpected hit for less than the price of your monthly entertainment fix.

Protected from the unexpected

Protect yourself from the unexpected so you won’t be left without a ride.

Outstanding loan balance: $20,000

  • Color Insurance payout (market value) $15,000
  • Color Guaranteed Asset Protection (GAP) $5,000

5-star review

My car was a totaled loss. I was hit by a man with no insurance. But thanks be to GAP insurance & State Farm Insurance. I’m coming out of this situation ok.

LaWana Hoskins via Googlee

5 Star

My car was a totaled loss. I was hit by a man with no insurance. But thanks be to GAP insurance & State Farm Insurance. I’m coming out of this situation ok.

LaWana Hoskins via Googlee

Shop happy, own happy

At EchoPark, find your perfect used car online and save up to $3,000 compared to competitors.

 

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1 Monthly payments based on a 72-month finance term. Product coverage is for a specified term determined by the provider and may vary by plan. See contract addendum for specific coverage details, including limitations and exclusions.